Huzzah for the State!

Once upon a time, there was a handsome young lad named Jonathan. He dreamed of becoming a therapist so he could make a small difference in this hurting world. Young Jonathan had a little wifey, who worked hard as a teacher. Neither Jonathan nor his wife had a lot of money; they lived a very small life so they could stay out of debt as much as possible. In fact, due to all their scrimping and careful planning, they were able to pay off his wife’s student loans during their first two years of marriage, on a teacher’s salary and Starbucks hourly wages.

Jonathan decided to pursue his dream by attending Denver Seminary and earning his master’s degree. In order to do so, he set out to borrow quite a bit more money. Two years later, he graduated. It was just after the birth of their baby girl, so Jonathan quickly found a job where he could use his degree and support his family on just one salary. His wife’s dream of being a stay-at-home-mom came true.

However, due to his relatively small salary and their relatively large student loans, Jonathan and his little family continued to live small. They drove old cars, they didn’t buy new clothes, they never splurged on anything. Jonathan and his wife cut their own hair and learned to live on $80 per week for groceries. Mind you, they did not really mind this lifestyle- simplicity suited them. How much more enjoyable their lives had become because they were able to focus on the things they truly loved- reading, spending time together, gardening, and so forth. Every little “extra” seemed like a big deal to them and they were able to enjoy small gifts that much more. They were not in want.

Then one day Jonathan learned about a special program run through the government of his state. He learned that he worked in an under-served area, and that he was eligible to apply for a student loan repayment program which would possibly pay off all his student loans given he agreed to work in an under-served area for three years. He applied and he and his wife waited and prayed and asked their family and friends for prayers as well.

And then on December 7, 2012, the 4-month mark in their son’s little life, they learned that Jonathan’s student loans will be paid in their entirety by the state government program. Jonathan and his wife have that entire chunk of change that they have been putting into loan repayment every month to spend elsewhere. Effective immediately. And all the people in the household rejoiced, singing, “Huzzah! Huzzah for the State!”

We’re gonna start looking for a new car this weekend.

Don’t worry, we’re not rushing into things with the car. We’re not absolutely desperate, but if you looked at the cars we do own, you might think we kind of are. But we know what we’re looking for, and a ballpark figure of what we want to spend. We’ve been planning since, oh, June or so, so we’ve done a little bit of research. Now the fun begins!

If you know of anyone looking to get rid of a 2011 or newer Toyota Highlander, or you know where to get a good deal on one, please let me know. 🙂

5 Comments

  1. Kristy said,

    December 7, 2012 at 6:22 pm

    Oh. my. gosh. That is awesome!!!!!!!!!!!!!!!!!!!!!!!!! I am so glad for you!!!! I almost went into all-caps mode.

    • December 7, 2012 at 8:02 pm

      Whoa, there, Kristy. No all-caps for you. I need you to be much less dramatic than me at all times. Keeps me grounded, you know. 🙂

      • Kristy said,

        December 7, 2012 at 8:32 pm

        You’re right. That would be too much. Taking it down a notch.

  2. January 2, 2013 at 10:15 am

    […] organic foods into my family’s diet as much as possible. Now that our budget is relaxed a bit, this will be easier to […]

  3. January 21, 2013 at 2:58 pm

    […] and behold, five years down the road, Jonathan got his student loans paid off through Colorado’s student loan repayment program. So there we were, completely forgetful […]


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